With the pursuit of achieving a HAPPIER work/life balance…(because let’s be honest, we ALL need more of that.)
We’re going to focus on building a safety net for you, your business, and your family.
Protect your sh*t.
You’ve had situations happen that you couldn’t have predicted right?
And a lot of times, they’ve needed money thrown at them – cash that pushed you over the budget line or funds that you had to scrounge together.
Going through that dampened your confidence + probably heightened some anxiety.
However, some good news –
You CAN avoid that by creating an emergency fund that you can tap into!
Your “HELP!” fund awaits.
- Set Clear Financial Goals: Start by defining specific financial goals for your emergency fund. Decide on the target amount you want to save, keeping in mind your business + family’s needs during unexpected situations.
- Calculate Your Safety Net: Evaluate your monthly business and personal expenses. Aim to save at least 3-6 months’ worth of living and business expenses to provide a solid safety net.
- Automate Your Savings: Make saving a breeze by setting up automatic transfers from your business + personal accounts to your emergency fund. Treat it like any other business expense and watch it GROW.
- Trim Unnecessary Costs: Review your expenses and identify areas where you can cut back. Redirect that money into your emergency fund. You’ll be amazed at how those small amounts add up over time.
- Explore High-Yield Savings Accounts: Look for savings accounts with higher interest rates to maximize the growth of your emergency fund. It’s a win-win for your peace of mind and your pocket!
- Celebrate Wisely: When you receive extra income, allocate a portion to your emergency fund. Treat yourself, but also think about the long game.
- Revise + Adjust Regularly: As your business and family situation evolves, reassess your emergency fund regularly. Adjust the savings goal and contributions accordingly to ensure it aligns with your current needs.
- Avoid Temptation: Creating an emergency fund requires discipline and so does not dipping into it. Only tap into your cash vault when absolutely necessary.
You NEED your peace of mind.
As a [exhausted, entrepreneur, busy AF] parent, life is already enough of a circus, right?
For me, I barely have enough mental space after taking care of my to-do list, my business, my kiddos, the chores, my own version of self-care, other regular life things…
GAH. It’s a lot.
If you can relate, then let’s gain you back some much-needed peace of mind. Reassurance, if you will.
Go ahead and make time to plan out + create that emergency fund.
Because when sh*t hits the fan, and IT HAPPENS…
You won’t have to compromise any of your work/life harmony AND you can move forward without extra fckin stress.
Oof. So, you don’t have the time?
If you know you need this, but you don’t have the hours to set aside for it…
Let us figure it out for you. Schedule a chat! 🤙